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INVESTMENT ISA

Our Investment ISA at a glance

It is a tax efficient way to save and invest your money as you won't pay tax on the returns you make from your investments*

Choose from over 90 carefully-selected top investment ISA funds and set up a Regular Savings Plan to invest tax efficiently* each month

*Please note, Citi does not provide tax advice. We recommend that you seek independent professional tax advice.

A tax-efficient way to invest

What are Investment ISAs?

An ISA (Individual Savings Account) is a tax efficient* way of investing offered to UK residents aged over 18. The ISA allowance for the tax year 2023/24 is £20,000.

Why would you consider ISAs?

Investment ISAs could be considered by people who:

  • are interested in potentially higher returns than from savings accounts
  • are prepared to accept a certain level of investment risk in adverse market conditions
  • want to take advantage of tax efficiencies
  • are looking to invest for the long term

Benefits and risks

  • Investment ISAs are free from both income tax and capital gains tax so you won't pay tax on any increase in the value of your investment or on any withdrawals you make.
  • You don’t have to declare ISAs on your tax return.
  • Investment ISAs are subject to investment risks, including possible loss of some, or all, of the principal amount you have invested.
 
  • Past performance is not indicative of future results and the value of your Investment ISA can go down as well as up, which means you might get back less than you invested.
  • Favourable tax treatment of ISAs may not be maintained in the future if law and HM Revenue and Customs practice change. The value of the tax treatment described depends on individual circumstances.
  • For a Citi investment ISA you can choose from over 90 GBP denominated funds to fit your investment strategy and your risk profile. These funds are registered with the HMRC.
  • The world’s leading fund houses.
  • Our funds are managed by leading industry professionals with a deep understanding of the markets and instruments they invest in. We only partner with the following top investment ISA fund houses:
Aberdeen
Invesco
Pioneer
Allianz Global Investors
JP Morgan
Schroders
Blackrock
MFS
Threadneedle
Fidelity
M&G
Franklin Templeton
Pictet
Top Investment ISA Fund House Partner - Aberdeen
Top Investment ISA Fund House Partner - J.P.Morgan Asset Management
Top Investment ISA Fund House Partner - BlackRock
Top Investment ISA Fund House Partner - M&G Investments
Top Investment ISA Fund House Partner - Franklin Templeton Investments
Top Investment ISA Fund House Partner - PICTET
Top Investment ISA Fund House Partner - Invesco
Top Investment ISA Fund House Partner - Schroders

Our carefully selected funds

No product is ever selected for recommendation without analysis and we always apply our Citichoice methodology to choosing Investment Funds. This is based on strict criteria, including investment philosophy, process and performance.

As a result, you can be sure that any product we recommend to you has been comprehensively vetted.

Your Relationship Manager will build your ISA by selecting Investment Funds from any of the following countries and economic regions around the world:

  • Global
  • Emerging markets
  • United States of America
  • Europe Developed
  • Europe Emerging
  • Japan
  • United Kingdom

Asset classes to suit your needs

Asset allocation aims to balance the risks of any investment with its potential rewards. We do this based on your financial goals, your risk profile and the term over which you're looking to invest.

Multi assets-class solutions

We also offer multi-asset class funds which are professionally managed and provide an all-in-one solution for diversification at three different risk levels.

Choice of the following types of funds

Your Relationship Manager can select from funds that invest in equities, fixed income, money market, as well as asset allocation funds with exposure to both bonds and equities. You can also choose funds with invest into Property related instruments.

There is a variety of satellite equity investments, which offer exposure to different sectors, such as Technology, Consumer Goods & Services, Precious Metals, and Natural Resources.

Our carefully selected funds

No product is ever selected for recommendation without analysis and we always apply our Citichoice methodology to choosing Investment Funds. This is based on strict criteria, including investment philosophy, process and performance.

As a result, you can be sure that any product we recommend to you has been comprehensively vetted.

Managing your Investment ISA at Citi

Isa

Your Relationship Manager is there to help while setting-up your ISA and to manage your ISA account for you based around your financial goals and your individual risk profile. View available investment funds, transfer or deposit into your ISA at any time, and review ISA performance on Citi Online or the Citi Mobile® UK App.

Eligibility and Fees

Eligibility

Anyone aged over 18 who is a UK resident can buy an Investment ISA.

Fees

Our Investment ISA is available on an advisory basis. This means our advisory fee and a global custody fee both apply and will depend upon the size of your investment.

What are Investment ISAs?

An ISA (Individual Savings Account) is a tax efficient* way of investing offered to UK residents aged over 18. The ISA allowance for the tax year 2023/24 is £20,000.

Why would you consider ISAs?

Investment ISAs could be considered by people who:

  • are interested in potentially higher returns than from savings accounts
  • are prepared to accept a certain level of investment risk in adverse market conditions
  • want to take advantage of tax efficiencies
  • are looking to invest for the long term

Already used this year’s ISA allowance?

Then an Offshore Bond could allow you to invest flexibly and tax-efficiently whilst providing potential for growth and income and other benefits depending on your individual circumstances.

Benefits and risks

  • Investment ISAs are free from both income tax and capital gains tax so you won't pay tax on any increase in the value of your investment or on any withdrawals you make.
  • You don’t have to declare ISAs on your tax return.
  • Investment ISAs are subject to investment risks, including possible loss of some, or all, of the principal amount you have invested.
 
  • Past performance is not indicative of future results and the value of your Investment ISA can go down as well as up, which means you might get back less than you invested.
  • Favourable tax treatment of ISAs may not be maintained in the future if law and HM Revenue and Customs practice change. The value of the tax treatment described depends on individual circumstances.
  • For a Citi investment ISA you can choose from over 90 GBP denominated funds to fit your investment strategy and your risk profile. These funds are registered with the HMRC.
  • The world’s leading fund houses.
  • Our funds are managed by leading industry professionals with a deep understanding of the markets and instruments they invest in. We only partner with the following top investment ISA fund houses:
Aberdeen
Invesco
Pioneer
Allianz Global Investors
JP Morgan
Schroders
Blackrock
MFS
Threadneedle
Fidelity
M&G
Franklin Templeton
Pictet
Top Investment ISA Fund House Partner - Aberdeen
Top Investment ISA Fund House Partner - J.P.Morgan Asset Management
Top Investment ISA Fund House Partner - BlackRock
Top Investment ISA Fund House Partner - M&G Investments
Top Investment ISA Fund House Partner - Franklin Templeton Investments
Top Investment ISA Fund House Partner - PICTET
Top Investment ISA Fund House Partner - Invesco
Top Investment ISA Fund House Partner - Schroders

Our carefully selected funds

No product is ever selected for recommendation without analysis and we always apply our Citichoice methodology to choosing Investment Funds. This is based on strict criteria, including investment philosophy, process and performance.

As a result, you can be sure that any product we recommend to you has been comprehensively vetted.

Your Relationship Manager will build your ISA by selecting Investment Funds from any of the following countries and economic regions around the world:

  • Global
  • Emerging markets
  • United States of America
  • Europe Developed
  • Europe Emerging
  • Japan
  • United Kingdom

Asset classes to suit your needs

Asset allocation aims to balance the risks of any investment with its potential rewards. We do this based on your financial goals, your risk profile and the term over which you're looking to invest.

Multi assets-class solutions

We also offer multi-asset class funds which are professionally managed and provide an all-in-one solution for diversification at three different risk levels.

Choice of the following types of funds

Your Relationship Manager can select from funds that invest in equities, fixed income, money market, as well as asset allocation funds with exposure to both bonds and equities. You can also choose funds with invest into Property related instruments.

There is a variety of satellite equity investments, which offer exposure to different sectors, such as Technology, Consumer Goods & Services, Precious Metals, and Natural Resources.

Our carefully selected funds

No product is ever selected for recommendation without analysis and we always apply our Citichoice methodology to choosing Investment Funds. This is based on strict criteria, including investment philosophy, process and performance.

As a result, you can be sure that any product we recommend to you has been comprehensively vetted.

  • For a Citi investment ISA you can choose from over 90 GBP denominated funds to fit your investment strategy and your risk profile. These funds are registered with the HMRC.
  • The world’s leading fund houses.
  • Our funds are managed by leading industry professionals with a deep understanding of the markets and instruments they invest in. We only partner with the following top investment ISA fund houses:
Aberdeen
Invesco
Pioneer
Allianz Global Investors
Pioneer
Schroders
Blackrock
MFS
Threadneedle
Fidelity
M&G
Franklin Templeton
MPictetFS
Top Investment ISA Fund House Partner - Aberdeen
Top Investment ISA Fund House Partner - J.P.Morgan Asset Management
Top Investment ISA Fund House Partner - BlackRock
Top Investment ISA Fund House Partner - M&G Investments
Top Investment ISA Fund House Partner - Franklin Templeton Investments
Top Investment ISA Fund House Partner - PICTET
Top Investment ISA Fund House Partner - Invesco
Top Investment ISA Fund House Partner - Schroders

Our carefully selected funds

No product is ever selected for recommendation without analysis and we always apply our Citichoice methodology to choosing Investment Funds. This is based on strict criteria, including investment philosophy, process and performance.

As a result, you can be sure that any product we recommend to you has been comprehensively vetted.

Your Relationship Manager will build your ISA by selecting Investment Funds from any of the following countries and economic regions around the world:

  • Global
  • Emerging markets
  • United States of America
  • Europe Developed
  • Europe Emerging
  • Japan
  • United Kingdom

Asset classes to suit your needs

Asset allocation aims to balance the risks of any investment with its potential rewards. We do this based on your financial goals, your risk profile and the term over which you're looking to invest.

Multi assets-class solutions

We also offer multi-asset class funds which are professionally managed and provide an all-in-one solution for diversification at three different risk levels.

Choice of the following types of funds

Your Relationship Manager can select from funds that invest in equities, fixed income, money market, as well as asset allocation funds with exposure to both bonds and equities. You can also choose funds with invest into Property related instruments.

There is a variety of satellite equity investments, which offer exposure to different sectors, such as Technology, Consumer Goods & Services, Precious Metals, and Natural Resources.

Our carefully selected funds

No product is ever selected for recommendation without analysis and we always apply our Citichoice methodology to choosing Investment Funds. This is based on strict criteria, including investment philosophy, process and performance.

As a result, you can be sure that any product we recommend to you has been comprehensively vetted.

Managing your Investment ISA at Citi

Isa

Your Relationship Manager is there to help while setting-up your ISA and to manage your ISA account for you based around your financial goals and your individual risk profile. View available investment funds, transfer or deposit into your ISA at any time, and review ISA performance on Citi Online or the Citi Mobile® UK App.

Eligibility and Fees

Eligibility

Anyone aged over 18 who is a UK resident can buy an Investment ISA.

Fees

Our Investment ISA is available on an advisory basis. This means our advisory fee and a global custody fee both apply and will depend upon the size of your investment.

Take the first steps to your wealth management planning with Citi

Already with Citi? Contact your relationship manager or view product availability on Citi Online