Account features

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Citigold Current Account

  • Transaction fee-free Citi Global Transfers and up to 8 fee-free SWIFT payments each month
  • Access to your additional currency accounts with just one card
  • Worldwide 24/7 account access with Citi Online and Citi Mobile® UK
  • A dedicated Relationship Manager
  • Exclusive privileges from prestigious brands with the Partnership Programme
  • Worldwide Holiday Travel Insurance for you and your family, including winter sports. Eligibility conditions apply
  • Citi Alerts for account updates by SMS or email
  • Contactless Citi Debit Card, with ability to withdraw up to £1,000 each day at ATMs
  • Overdraft facility (subject to status)

The account is free of charge if you have an average monthly balance of £150,000 (or currency equivalent) across all your Citi accounts or you hold an account with Citi International Personal Bank in London or Jersey. If you don’t meet either of these criteria, a monthly fee of £75 will apply.

US Dollar and Euro Current Accounts

  • Make purchases and withdraw cash at Citi ATMs in the currency of your linked account, without transaction or conversion charges
  • Access all of your accounts using your one Citi Card
  • 24/7 account access worldwide with Citi Online and Citi Mobile® UK
  • Contactless Citi Debit Card

The accounts are free of charge if you hold a Citi Plus or Citigold Current Account in Pounds (GBP), or your foreign currency account holds an average monthly balance of £2,000 (in foreign currency equivalent) or more. If you don’t meet these criteria, a monthly fee of £5 per account will apply.

Reward Saver Account Issue 8

  • Earn 0.03% gross p.a. /AER variable on balances up to £150,000
  • For clients who hold a Citigold Current Account, Reward Saver account will earn Variable Standard Rate of 0.10% gross p.a. / AER on balances up to £1Million. The total rate will be 0.30% AER variable for the first year, which includes a fixed six month introductory bonus rate of 0.40% gross p.a. After this the rate will revert to the Variable Standard Rate.
  • Earn interest from just £1 up to £1 million
  • No interest will be paid in a statement month within which a withdrawal occurs.*

Flexible Saver Account

  • Earn 0.01% gross p.a. /AER variable on balances up to and including £150,000
  • For clients holding a Citigold Current Account, the rate is 0.05% gross p.a. /AER variable on balances up to £1 million
  • Earn interest from just £1 up to £1 million
  • Instant access account with no penalties for withdrawals

US Dollar Reward Saver Account

  • Enables you to hold your US Dollars in the UK whilst avoiding pound/dollar exchange rate fluctuations
  • 0.05% gross p.a./AER variable
  • Interest is paid on balances up to $2 million
  • No interest is paid on the total account balance during statement months in which an account withdrawal of any amount is made*

The account is free of charge if you hold a Citi Plus or Citigold Current Account in Pounds (GBP), or if your foreign currency account holds an average monthly balance of £2,000 (in foreign currency equivalent) or more. If you don’t meet these criteria, a monthly fee of £5 per account will apply.

For a comparison of our savings accounts, please view our Summary Boxes.

Foreign Currency Deposit Accounts

  • Deposit accounts are available in many global currencies, with some paying interest
  • When overseas, make cash withdrawals in the currency of your linked account from any Citi ATM, without transaction or conversion charges
  • Access all of your accounts using your single Citi Card
  • Enjoy 24/7 account access worldwide with Citi Online and Citi Mobile® UK

The accounts are available free of charge if you hold a Citi Plus or Citigold Current Account in Pounds (GBP), or if your foreign currency account holds an average monthly balance of £2,000 (in foreign currency equivalent) or more. If you don’t meet these criteria, a monthly fee of £5 per account will apply.